Definition
FIU Ireland is the national Financial Intelligence Unit, operating within An Garda Síochána. It receives and analyses Suspicious Transaction Reports (STRs) filed by designated persons through the goAML portal at fiu-ireland.ie. Under the AMLR, applying from 10 July 2027, information requests from the FIU must be answered within five working days, with shorter deadlines for some categories.
What it is
FIU Ireland is the Republic of Ireland's Financial Intelligence Unit — the body that receives, analyses and disseminates suspicious transaction reporting from regulated firms. It operates within An Garda Síochána, and firms interact with it almost entirely through the goAML portal at fiu-ireland.ie, where the firm's MLRO registers and files Suspicious Transaction Reports electronically.
FIU Ireland is one half of the Irish reporting picture. STRs in Ireland are dual-reported: the same report also goes to the Revenue Commissioners through ROS, as an XML upload — the goAML-generated XML is accepted. Filing with the FIU alone leaves the obligation only half discharged.
Why it matters for Irish firms
For most designated persons — accountancy practices, solicitors, estate agents, TCSPs — FIU Ireland is the destination for the single most consequential document their AML programme will ever produce. Getting the relationship right is mostly preparation: register on goAML before a live suspicion arises, keep access with the current MLRO, and keep evidence of every submission date and acknowledgement.
The FIU can also come back with questions. That is where firms with client files scattered across inboxes and shared drives feel the pressure, because the response clock is short and getting shorter.
What changes under the AMLR
From 10 July 2027, Regulation (EU) 2024/1624 (AMLR) sets a hard expectation: requests from the FIU must be answered within five working days, with shorter deadlines applying for some categories. Alongside it, Directive (EU) 2024/1640 (AMLD6) reshapes the institutional layer — national FIU powers and cross-border cooperation between FIUs — while the new EU authority AMLA drives more consistent supervision across member states. The direction of travel is unambiguous: reporting and follow-up need to be documented, fast and evidenced.
How CompliDesk helps
CompliDesk Ireland keeps STR records, dual-submission tracking and the underlying client files in one place, so a five-working-day FIU request is a retrieval exercise rather than a scramble — book a demo to see the workflow.
General information, not legal advice. This definition provides general information about EU and Irish anti-money-laundering requirements. Regulatory detail is still evolving through 2026–27 — verify against primary sources (EUR-Lex, AMLA, and your sector’s Irish supervisor) and seek qualified advice before acting.