Your practice has done AML for years. The rulebook is being replaced.

Members of a designated accountancy body

If your practice belongs to a designated accountancy body — Chartered Accountants Ireland, ACCA, CPA Ireland and the other recognised bodies — that body is your AML supervisor. It monitors your compliance and can inspect your files.

Unaffiliated accountants & tax advisers

Accountants and tax advisers who are not members of a designated body are supervised by the Anti-Money Laundering Compliance Unit (AMLCU) at the Department of Justice.

A refreshed Business-Wide Risk Assessment

Your BWRA was written for the CJA 2010 framework. The AMLR sets its own risk-assessment and internal-controls expectations, so the document most practices last touched at their previous inspection needs rebuilding against Regulation (EU) 2024/1624.

Lower CDD thresholds

Customer due diligence for occasional transactions drops to €10,000, from €15,000. Occasional cash transactions of €3,000 or more trigger limited CDD — relevant wherever clients still settle fees or transactions in cash.

Prescribed compliance roles — even in small firms

The AMLR requires a board-level compliance manager plus a compliance officer of sufficiently high standing. From 10 July 2027 the compliance officer also becomes responsible for implementing targeted financial sanctions.

RBO extracts and discrepancy reporting

Before entering a new business relationship you must obtain an RBO extract and report discrepancies between the register and what you find (Reg 20(3)(b), SI 110/2019). Your firm registers for access via form BEN3A1; each extract costs a flat €2.50. These duties carry across under the new framework.

STR dual reporting stays

Suspicious Transaction Reports are dual-reported in Ireland: to FIU Ireland via the goAML portal, and to the Revenue Commissioners via ROS as an XML upload. Your MLRO must be registered on both.

Retain five years — then delete

The AMLR requires records to be retained for five years and then deleted. Retention alone is no longer enough; your practice needs a defensible deletion process too.

A structured onboarding flow for every new engagement, with KYC and KYB identity verification through Didit — so due diligence is captured once, consistently, and to the AMLR thresholds.

Pull Irish company details straight from the CRO during onboarding, so corporate client records start accurate instead of retyped.

A guided before-new-client workflow: obtain the RBO extract, store it, record the comparison against what the client told you, and log the discrepancy decision — evidence your supervisor can follow.

Generate a Business-Wide Risk Assessment and policy pack mapped to Regulation (EU) 2024/1624, including the compliance manager and compliance officer role designations the AMLR prescribes.

Screen clients and beneficial owners against the EU consolidated financial sanctions list, UN lists and PEP datasets via OpenSanctions — at onboarding and on an ongoing basis.

Build the STR record, export goAML-compatible XML for upload to goAML and Revenue ROS, and track both submission dates and acknowledgements. CompliDesk prepares and records — your MLRO files.

Record who was trained, on what, and when — with a full audit trail behind every compliance action, ready for your body’s next monitoring visit.

Battle-tested through a real reform

CompliDesk was built and battle-tested through Australia’s 2026 AML reform with real paying firms — including accountancy practices going through their first compliance deadline.

Data hosted in Ireland

Your client and KYC data is hosted in the EU — AWS eu-west-1 (Dublin). It stays inside the jurisdiction your clients expect.

Ready before the deadline

The platform launches well before 10 July 2027. Readiness services and free early access are available now, with founding-member pricing for firms that join before launch.